Understanding Today’s Financial Environment
Welcome, I’m Larry Hoatson, a financial professional in Redlands, California. We understand that individuals face unique challenges as they prepare for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is saving for retirement, college savings, or estate strategy, our personalized service focuses your needs, wants, and financial goals and objectives.
Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you through all stages of your life, please call (909) 748-5658.
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
Buying vs. Leasing a Car
Whatever your relationship with your car, it may eventually come time for a new one. Familiarize yourself with your options.
Silver Sneakers 101
Medicare’s popular program, offering free gym membership and health education.
Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.
Medicare is broken down into four specific parts—but what do they mean? This article will help you understand each piece.
Explore the benefits and drawbacks to paying off your mortgage prior to retirement with this article.
When you take the time to learn more about how it works, you may be able to put the tax code to work for you.
Here are several important changes to Social Security that may impact how and when you can begin taking income benefits.
Entrepreneurs all face the same question, “Which business structure should I adopt?”
Estimate how much of your Social Security benefit may be considered taxable.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Determine your potential long-term care needs and how long your current assets might last.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Estimate how much income may be needed at retirement to maintain your standard of living.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
Principles that can help create a portfolio designed to pursue investment goals.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The importance of life insurance, how it works, and how much coverage you need.
Investment tools and strategies that can enable you to pursue your retirement goals.
The chances of needing long-term care, its cost, and strategies for covering that cost.
How federal estate taxes work, plus estate management documents and tactics.
What is your plan for health care during retirement?
Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.
Peer-to-peer payment apps are one of the newest ways to send money.
The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose?
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
Explaining the SECURE Act and how the changes affect your retirement strategy.